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IQ scores, for relying on simple bivariate correlations, for not considering or controlling for other hypotheses, and for confusing correlation with causation. IQ Graduates at Work Yumeng Ye Data Scientist at Equifax. Additionally, they are certified through the Professional Practices Management System from the Association of Credit and Collection Professionals. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Skan Senior Managing Director Accenture Global Banking Strategy Lead julian.

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